To kick us off this season, my guest is Crystal E. Ward. Crystal is a former Senior Vice President at Citibank with almost 20 years of corporate experience in the financial services industry. 

At the end of 2019, Crystal left her successful career to transition into full-time Ministry. She had felt a calling from God, and after praying about it (for 30 days), she decided to apply to Seminary and was accepted immediately.

Crystal is committed to helping individuals and organizations unlock and unpack their potential through motivational speaking, coaching, and workshops on various topics.

During our conversation, not only did she share her incredible journey, she took the time to bless us with a crash course on financial literacy!

You can reach out to Crystal at https://www.crystaleward.com or https://www.linkedin.com/in/crystaleward/

Timestamp:

Background - 4:00

Banking Experience - 4:50

Calling to Ministry - 11:10

Trusting God - 15:00

Intentional about your calling - 19:00

Financial Literacy - 22:17

Saving vs. Investing - 25:00

Personal Finance & Why you shouldn't compare to others - 29:00

Risk Tolerance - 31:00

Money as a Tool - 32:50

Discipline - 37:02

Should you have multiple saving accounts - 38:10

Paying off student loans - 43:00

Saving for Retirement - 45:00